Who We Serve
• Property Owners
• Estate and Probate Attorneys
• Divorce and Family Law Attorneys
• CPAs and Tax Professionals
• Trustees and Fiduciaries
• Real Estate Investors
• Financial Institutions
Specialized Appraisal Services
• Estate Settlement Appraisals
• Date-of-Death (Retrospective) Valuations
• Divorce & Litigation Support
• Capital Gains Determination
• Property Tax Appeal Support
• Complex Residential Property Valuations
• Pre-Sale & Private Pricing Analysis
What Clients Can Expect
• Reports designed for legal and tax scrutiny
• Clear narrative support suitable for attorney and court review
• Defined scope of work and written fee agreement prior to engagement
• Professional turnaround times appropriate to assignment complexity
• Direct communication with the appraiser handling the assignment
Experience & Professional Judgment
Chief Appraiser Choudhry Muzaffar, a licensed and certified residential appraiser with more than two decades of experience, personally completes each private client assignment. His work emphasizes careful market analysis, supportable adjustments, and thorough documentation - particularly important for assignments that may be reviewed by courts, taxing authorities, or opposing parties.
Mr. Muzaffar has worked with federal agencies, legal representatives, major financial institutions, and professional advisory firms on assignments across multiple markets. Each engagement begins with a clear understanding of the intended use and scope of work to ensure credible, defensible results.
Commitment to Quality & Independence
• Analytical rigor and report quality
• Professional, responsive client service
• Efficient delivery without sacrificing credibility
• Full compliance with USPAP standards
Service Area
Primary Coverage Counties: Cook, DuPage, Kane, Kankakee, Lake, McHenry, and Will Counties
Request an Appraisal Quote
Collateral Valuation Services
Owner: Choudhry Muzaffar
Call or Text for a Quote: 312-376-0939
Divorce Appraisals
Divorce is a painful process in which there are many decisions to be made, including who’s staying, who’s going, and what’s going to happen to the property.
Collateral Valuation Services specializes in the equitable dissolution of marital assets and can help you get through this difficult process in the most efficient manner possible. Obtaining accurate and credible real estate appraisals can make a substantial difference in a divorce settlement. Once a divorce appraisal has been ordered, our staff will begin to research recorded information regarding the subject property.
Collateral Valuation Services maintains access to numerous specialized data bases in order to obtain property information and data. Our clients are homeowners, realtors, attorneys, and investors. Attorneys and accountants in Chicago depend on our appraisals when ascertaining what real property is worth for divorces, estates, or other disputes requiring a value opinion. We have an abundance of expertise working with everyone involved and can readily handle your needs.
We create divorce appraisal reports that fulfill the requirements of the courts and various agencies. We offer high-quality divorce appraisal services in a timely and cost-effective manner. For legal professionals handling a divorce, your case’s material facts customarily require an appraisal to determine market value for the real estate involved. Often the divorce date may not be the same as the date you requested the appraisal. We’re experienced with the procedures and what it takes to complete a retrospective appraisal with an effective date and market value estimate corresponding to the date of divorce.
We work on many divorce appraisals, and we understand that they need to be handled with the utmost care. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing you the utmost discretion.
Single Family Residences
Condominiums / Townhomes
Custom Homes
New Construction
2-4 Unit Residential Income
Estates / Luxury Homes
Lake / Waterfront
Complex Assignments
Vacant Land
Manufactured
Vacation Homes
We provide the following Valuation Services
Appraisal Review
Bail Bonds
Bankruptcy
Buying
Cash Value
Casualty Loss
Claims
Construction
Consulting
Conventional Lending
Date of Death
Desk Review
Divorce
Employee Relocation (ERC)
Estate Planning
Expert Witness
Financing
FEMA
Gifts
Hard Money
Home Measurement Services
Immigration
Litigation
PMI Removal
Pre-Foreclosure & Short Sales
Pre-Listing, Pre-Purchase, FSBO's
Probate
Refinance
Rental Survey
Retrospective
Reverse Mortgage
Selling
Step-Up Basis
Collateral Valuation Services - Premier Real Estate Appraisal Services in Chicago
Collateral Valuation Services has excelled to the top of the industry by offering exceptional customer service, accurate appraisals, and quick turnaround times.
Choudhry Muzaffar, our Chief Appraiser, has over 20 years' experience and is considered one of the top appraisers in Illinois. As the founder and principal of Collateral Valuation Services, Choudhry brings expertise in complex valuation assignments, including private appraisals for trust and estate purposes, divorce, bankruptcy, probate, tax appeals, pre-listing, and much more. His thorough market knowledge and analytical approach have made him a trusted advisor to property owners, investors, financial institutions, attorneys, and government agencies.
Understanding that accurate valuations are crucial for informed real estate decisions, Mr. Muzaffar brings a meticulous approach to every assignment, combining thorough market research with sophisticated analytical methods. His commitment to professionalism and integrity, coupled with competitive rates and efficient service, has earned him long-standing relationships with many of Chicago’s premier real estate professionals and institutions. Whether you need a single property valuation or complex portfolio analysis, Mr. Muzaffar has the expertise and resources to meet your residential appraisal needs.
Our Commitment
At, Collateral Valuation Services professionalism and integrity are the cornerstones of our business. We take pride in offering competitive rates while delivering an exceptional client experience. No job is too large or too small.
Give us a call today with any questions you might have at: 312-376-0939



